Instead of focusing on how and why there are no productive investment opportunities, the cartoonist demonises the cash "hoarder". Yes, you must spend your cash to help pull the debtors out of their problem. If you won't, then next they will charge you to hold cash - see BNY Mellon's
negative interest rates. By the way, if that did come to pass it would be amusing because one of the (mis)criticisms of gold is that it costs to hold it and it doesn't pay a return - well if more banks copy the BNY Mellon action then neither will cash.
Demonisation is what PM investors can expect as metal prices increases - you will be classed as rich hoarders. Hopefully it stays at that, rather than degenerating into a "super PM profits tax" or confiscation. However, one shouldn't underestimate the politics of envy and thus keeping an eye on which category the majority of voters sit would be prudent (FOFOA's
The Debtors and the Savers worth a read in this respect).